Photo credit:   Francis Storr

New technologies are emerging with the power to transform our financial sector and how we interact with it. Banks and capital markets are being challenged by decentralised exchange networks, peer-to-peer lending, collaborative consumption, mobile payments and methods that can direct much-needed investment more effectively across the economy. NEF is leading UK research into how such innovations can help build a more socially useful and sustainable financial system.

Key Facts

Featured Work

Blog post // September 10, 2015

ScotPound: a new digital currency for Scotland

Economic and social benefits through a new inclusive type of money More

Publication // September 11, 2014

Financial system impact of disruptive innovation

Working paper for the United Nations Environment Programme inquiry


Blog post // June 19, 2014

Why peer-to-peer payments could be as big as the internet

Decentralised digital payment systems like Bitcoin and Ripple cut costs, time and fraud More